June 19, 2010
5 Things You Should Do Following A Car Accident
It’s highly likely we’ll all be involved in some sort of car accident at one point or another in our lives. It could be a fender-bender or it could be a 30-car pile-up. There are several steps you should take in the wake of any kind of accident, big or small, your fault or not. Before you call up that Long Island auto insurance provider of yours, follow these steps:
1. Check Yourself and Passengers for Injury – remember to always check yourself out before looking to others. Having you bleed to death because you’re too focused on everyone else’s injuries will not help them at all. Make sure your injuries aren’t life-threatening, then move on to someone who’s injured worse than you. Call an ambulance if you or anyone else in the car is badly injured.
2. Determine if Anything is a Fire Risk – if you slammed into something in front of you, check and see if the engine is pouring out smoke or fire. This might not be so obvious if you were rear-ended and flames are licking at the gas tank under the car. Once you’ve learned the status of everyone in the vehicle you should determine if it’s safe for them to stay in the vehicle or if they should be evacuated. If you see fire or smoke, immediately get everyone out of the car, but be careful with anyone suffering from broken bones.
3. Repeat with Other Parties Involved – once everyone with you has been safely evacuated from the scene you should see if anyone else needs help. If anyone does need help, only assist them if they give you permission. God forbid they end up getting hurt while you evacuate them and then they stick you with the blame. Get them out of any danger once permission has been given or you determine they’re incapacitated. Then let them know that help is on its way.
4. Exchange Insurance Information – as soon as you can, exchange Massapequa insurance information and phone numbers with the driver of the other vehicle. This will expedite the process on the back-end of things and help both parties get the claims they need later on.
5. Take Photos if Safe to Do – if you’re physically able and you have the time, get photos of the crash scene. The more you can get of your vehicle, the other driver’s vehicle, and anything else relevant to the accident, the better. If you or your loved ones have suffered any injuries, try to get pictures of those as well. This kind of evidence can help your insurance company.
Taking these steps to heart and following them will better protect you and your loved ones from further injury, and it will help the first responders and the insurance companies do their jobs. This will be of great help to you and your Long Island car insurance provider.
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Filed under Insurance by Ben Smith
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