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	<title>Random Scrawlings &#187; Insurance</title>
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	<description>Share the views of the prophet.</description>
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		<title>Easy way to replace the brakes on your car</title>
		<link>http://www.randomscrawlings.com/easy-way-to-replace-the-brakes-on-your-car</link>
		<comments>http://www.randomscrawlings.com/easy-way-to-replace-the-brakes-on-your-car#comments</comments>
		<pubDate>Sun, 08 Jan 2012 08:53:26 +0000</pubDate>
		<dc:creator>Earnest Younge</dc:creator>
				<category><![CDATA[Insurance]]></category>
		<category><![CDATA[auto parts]]></category>
		<category><![CDATA[auto repair]]></category>
		<category><![CDATA[brake]]></category>
		<category><![CDATA[brakes]]></category>
		<category><![CDATA[car maintenance]]></category>
		<category><![CDATA[car parts]]></category>
		<category><![CDATA[fixing cars]]></category>
		<category><![CDATA[mechanic]]></category>
		<category><![CDATA[parts]]></category>
		<category><![CDATA[repairing car brakes]]></category>
		<category><![CDATA[vehicle]]></category>

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		<description><![CDATA[Changing your brakes is not that difficult. With a few instructions you can easily replace them. Replacing your brake should be done about once every two years, depending on how much you drive.]]></description>
			<content:encoded><![CDATA[<p>Changing your brakes is not that difficult. With a few instructions you can easily replace them. Replacing your brake should be done about once every two years, depending on how much you drive.</p>
<p>Conventionally, replacing your brakes on your car usually includes replacing the front disc brake pads , the rear drum shoes , resurfacing the rotors and drums , bleeding the brake lines and servicing for any leaks or other repairs issues such as adjusting the brake pad level.</p>
<p>If the brake on the vehicle has been driven to a very low point, you may have to rebuild or purchase a new wheel cylinder and calipers. By careful if you are using a mechanic, as some mechanic well recommend additional repairs that may not be required.</p>
<p>Some of the other parts, which may be small, but are very useful, may include pins, clips, bushing, return and hold-down springs and retainers . If the brakes are very bad and your vehicle is old, your mechanic might recommend replacing some of the main <a target='_blank' href="http://www.alabamajunkyards.com/Discount-Used-Auto-Parts-Online-Fron-Junk-Yards,-Retail-Stores,-Dealers-And-Wholesalers-a19.html">auto parts</a> such as shoes and drums.</p>
<p>For vehicles that uses air brakes, such as 18 wheelers, it is advised that you seek a professional repairman. Pads and shoes are made of different grade of materials and you should always buy the best if the price is right. Inexpensive pads may cost less but may cost you more in the long run because you will have to change them frequently.</p>
<p>Also, they may cause damage to other parts of your brake system because they are easily damaged particularly in extreme high or low temperature. Make sure that what you purchase meets the minimum standard of safety issued by the government.</p>
<p>In the end, if you are thinking of changing the brakes on your vehicle use only premium grade pads and lining</p>
<p>When <a target='_blank' href="http://www.alabamajunkyards.com/What-Parts-To-Buy-When-Replacing-Brakes-On-A-Car-a3.html">Replacing the brake on your car</a> do remember that there are <a target='_blank' href="http://www.alabamajunkyards.com">junk yards</a> with reliable used car parts</p>
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		<title>Information Concerning Renters Insurance That You Should Learn</title>
		<link>http://www.randomscrawlings.com/information-concerning-renters-insurance-that-you-should-learn</link>
		<comments>http://www.randomscrawlings.com/information-concerning-renters-insurance-that-you-should-learn#comments</comments>
		<pubDate>Tue, 06 Dec 2011 09:18:36 +0000</pubDate>
		<dc:creator>Tom Addison</dc:creator>
				<category><![CDATA[Insurance]]></category>
		<category><![CDATA[apartment renters insurance]]></category>
		<category><![CDATA[home insurance]]></category>
		<category><![CDATA[renters insurance]]></category>
		<category><![CDATA[renters insurance quotes]]></category>
		<category><![CDATA[renters insurance rates]]></category>

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		<description><![CDATA[When one is leasing a property for any reason there are a number of things that should be done to ensure that if there is a loss suffered through damage incurred through disaster, vandalism, or theft it will be covered. Thus it is often necessary to purchase a <a href="http://www.rentersinsurancetips.com/">renters insurance</a> policy. This is because any policy that a landlord has will not cover many of the items it needs to as far as the renter is concerned.]]></description>
			<content:encoded><![CDATA[<p>When one is leasing a property for any reason there are a number of things that should be done to ensure that if there is a loss suffered through damage incurred through disaster, vandalism, or theft it will be covered. Thus it is often necessary to purchase a <a target='_blank' href="http://www.rentersinsurancetips.com/">renters insurance</a> policy. This is because any policy that a landlord has will not cover many of the items it needs to as far as the renter is concerned.</p>
<p>Possessions of a personal nature is one of those things that require that kind of protection. Thus it would be a wise action for every tenant to acquire their own policy. Something that will cover something other than the land and structures that a landlord&#8217;s policy is limited to.</p>
<p>The kind of insurance one purchases as well as what is insured will dictate the amount of the premium required. This can include such policies as actual cash value, replacement cost value, or a liability policy.</p>
<p>The policy that is useful for protecting items that quickly depreciate covers the item at its original cost. Thus it is known as replacement cost coverage. Choosing this policy though will mean that it will cost more per month. Actual cash value means that the item will be replaced at its current market value.</p>
<p>Coverage for liability though is quite different. It will protect one&#8217;s assets when a lawsuit is brought because of injuries. Thus it will also take care any medical expenses that arisen because of injuries suffered in an accident.</p>
<p>Those that lease a residence will need to take steps to protect themselves and that is why renters insurance exists. Having it will help individuals replace items that are lost due to an unforeseen calamity. It will also give one the means to protect themselves against loss of assets because of a lawsuit. What one ultimately gets though will be dictated in part by what is being insured.</p>
<p>You can find complete details about the benefits of investing in <a target='_blank' href="http://www.rentersinsurancetips.com/">renters insurance</a> and tips on how to get the best deal on apartment insurance on our site at http://www.rentersinsurancetips.com/ now.</p>
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		<title>Always Obtain Public Liability Insurance</title>
		<link>http://www.randomscrawlings.com/always-obtain-public-liability-insurance</link>
		<comments>http://www.randomscrawlings.com/always-obtain-public-liability-insurance#comments</comments>
		<pubDate>Tue, 06 Dec 2011 09:15:36 +0000</pubDate>
		<dc:creator>James Donny</dc:creator>
				<category><![CDATA[Insurance]]></category>
		<category><![CDATA[Cake makers insurance]]></category>
		<category><![CDATA[jobs]]></category>
		<category><![CDATA[liability insurance]]></category>
		<category><![CDATA[Public liability]]></category>
		<category><![CDATA[solar panel installation insurance]]></category>
		<category><![CDATA[work]]></category>

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		<description><![CDATA[<a href="http://www.justliability.co.uk/" target="_blank">Public liability</a> is insurance for any claim that may be brought against you or your place of business. These claims can result from property damages or injury to an individual. Legal fees can be quite expensive but this type of insurance covers all legal costs involved.]]></description>
			<content:encoded><![CDATA[<p><a target='_blank' href="http://www.justliability.co.uk/">Public liability</a> is insurance for any claim that may be brought against you or your place of business. These claims can result from property damages or injury to an individual. Legal fees can be quite expensive but this type of insurance covers all legal costs involved.</p>
<p>Dealing with people requires insurance and most businesses realize this. One would think that a cake baker would be excluded but that is not the case. Accidents are as commonplace there as with any other business.</p>
<p>Working for and meeting with the people in your community is a rewarding occupation but it is not without its problems. It does seem odd that a bakery requires insurance when their occupation looks to be a safe one. Let&#8217;s look at a few of the reasons why they need coverage.</p>
<p>In a popular bakery customers are in and out all day. Items will be dropped as customers go about their business. Some incidents will be reported; others will not be. Lack of reporting will can be the cause of another customers slip and fall that results in a serious injury. You will be held responsible for medical cost, lost work pay, and pain and suffering.</p>
<p>Even deliveries by your own staff will be covered if anything goes awry. An expensive wedding cake topples over after it is set up. Maybe just a few of the tiers are lost. Considering the hundred of dollars involved, you will need insurance to cover your loss while you frantically put another cake together.</p>
<p>Employees are taught proper use of all machinery in your bakery. The latest in safety features have been installed. Still, the occasional accident can and will happen. Getting a hand caught in the claws of a mixer or a serious burn from one of the ovens, can cause the owner without public liability insurance to lose thousands of dollars in medical bills.</p>
<p>Get covered for all kinds of public liability insurance, including <a target='_blank' href="http://www.justliability.co.uk/solar-panel-installers-insurance/">solar panel installation insurance</a> &amp; <a target='_blank' href="http://www.justliability.co.uk/cake-makers-liability-insurance/">cake maker insurance</a> by visiting www.justliability.co.uk!</p>
]]></content:encoded>
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		<title>Business Liability Insurance &#8211; Worth The Cost For Most Small Businesses</title>
		<link>http://www.randomscrawlings.com/business-liability-insurance-worth-the-cost-for-most-small-businesses</link>
		<comments>http://www.randomscrawlings.com/business-liability-insurance-worth-the-cost-for-most-small-businesses#comments</comments>
		<pubDate>Mon, 28 Nov 2011 09:27:41 +0000</pubDate>
		<dc:creator>James Daniel</dc:creator>
				<category><![CDATA[Insurance]]></category>
		<category><![CDATA[business liability insurance]]></category>
		<category><![CDATA[Finance]]></category>
		<category><![CDATA[small business]]></category>

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		<description><![CDATA[Business liability insurance can be confusing to new company owners and even to those who have been doing business for a long time. But it's something you need to consider in order to be prepared for potential legal issues. This is especially true if you are a home based business operator. That's because your business may not seem like a "real business" to you yet.]]></description>
			<content:encoded><![CDATA[<p>Business liability insurance can be confusing to new company owners and even to those who have been doing business for a long time. But it&#8217;s something you need to consider in order to be prepared for potential legal issues. This is especially true if you are a home based business operator. That&#8217;s because your business may not seem like a &#8220;real business&#8221; to you yet.</p>
<p><a target='_blank' href="http://contractors-liability-insurance.org/business-liability-insurance/">Business liability insurance</a> needs to be considered though, no matter what size your business is. A good policy does not cost as much as you might think and can safeguard your business resources (including cash) in case a court action is filed with accusations of injury or negligence. This is really the area that we are interested in getting protection from when operating a business, because people will always be looking for a reason to sue somebody else. It&#8217;s sad, but it is a fact of life.</p>
<p>If you purchase the right insurance, nearly all your costs can be covered by your insurance policy when a situation arises. Otherwise it is you who will be spending money on the costs of legal representation and any legal settlement if you&#8217;re not covered. There are always exclusions and one is usually punitive damage, which you may be responsible for paying. That&#8217;s because it is defined by legislation as a punishment for carrying out something deliberate. Aside from this particular cost, all other costs would likely be covered by your insurance.</p>
<p>It is necessary that you read and comprehend the fine print from any business liability insurance policy contract before deciding what kind of commercial insurance policy you want. If you are not used to business or inexperienced in how enterprise insurance works, you should make time to completely understand the different insurance coverages and choose one that fits your unique business situation.</p>
<p>Business insurance terminology can be confusing and difficult to understand, so make sure you work with an insurance broker or agent that is willing to provide you with clarifications of the phrases that you are having trouble understanding. A good agent makes all the difference and can help you understand all the details of the insurance plan they are selling you.</p>
<p>Unfortunately, modern society is litigious and situations such as an simple accident can result in a lawsuit with millions of dollars in claims and damages. But again, it is a fact of like in today&#8217;s society. The only thing companies both big and small can do is safeguard themselves with good business liability insurance.</p>
<p><a target='_blank' href="http://contractors-liability-insurance.org/">Commercial liability insurance</a> costs can easily be justified with one liability lawsuit. Protect your business by getting informed at: www.contractors-liability-insurance.org</p>
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		<title>Dental Implants vs. Dentures</title>
		<link>http://www.randomscrawlings.com/dental-implants-vs-dentures</link>
		<comments>http://www.randomscrawlings.com/dental-implants-vs-dentures#comments</comments>
		<pubDate>Tue, 22 Nov 2011 08:53:24 +0000</pubDate>
		<dc:creator>Yvonne Brixey</dc:creator>
				<category><![CDATA[Insurance]]></category>
		<category><![CDATA[Dental Implants Provo]]></category>
		<category><![CDATA[Dental Implants Salt Lake City]]></category>
		<category><![CDATA[Dental Surgery Salt Lake City]]></category>
		<category><![CDATA[Implant Dentist Provo]]></category>
		<category><![CDATA[Implant Dentist Salt Lake City]]></category>
		<category><![CDATA[Teeth Implants Provo]]></category>
		<category><![CDATA[Teeth Implants Salt Lake City]]></category>
		<category><![CDATA[Tooth Implants Provo]]></category>
		<category><![CDATA[Tooth Implants Salt Lake City]]></category>

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		<description><![CDATA[Missing teeth causing you grief and embarrassment? Thinking of Dental Implants or at least something to have your normal smile back again? Well, you could settle for dentures to ease some grief. But, let's face it, it would be fantastic to just have your teeth back! Dental Implants are just that--like having your teeth back! Instead of removing your artificial teeth on a daily basis and having to worry about keeping them in while you chew or talk, dental implants are teeth that are attached right to your jaw bone, just like your real teeth, better fulfilling the purpose of your teeth. Dental implants are much better for your appearance, ease, comfort, and health.]]></description>
			<content:encoded><![CDATA[<p>Missing teeth causing you grief and embarrassment? Thinking of Dental Implants or at least something to have your normal smile back again? Well, you could settle for dentures to ease some grief. But, let&#8217;s face it, it would be fantastic to just have your teeth back! Dental Implants are just that&#8211;like having your teeth back! Instead of removing your artificial teeth on a daily basis and having to worry about keeping them in while you chew or talk, dental implants are teeth that are attached right to your jaw bone, just like your real teeth, better fulfilling the purpose of your teeth. Dental implants are much better for your appearance, ease, comfort, and health.</p>
<p>Your teeth not only affect your oral health, but your over-all health and well-being. Being able to smile freely without worrying about your teeth, could be a self-image concern that won&#8217;t even cross your mind. Teeth and bone have an effect on how your skin tightens or sags in wrinkles around your face. Teeth affect what you&#8217;re able to eat and not eat, how you talk, and even what activities you may enjoy. If you&#8217;re dealing with a tooth-ache you probably wouldn&#8217;t enjoy skiing the slopes or hiking the mountains. Because it&#8217;s your teeth you shouldn&#8217;t choose just any dentist to do your dental implants. Maybe you are still young and active and had a biking accident or some other activity where you lost some teeth. Who wants to wear dentures for another 30 or 40 years? In any case dental implants are invaluable. Choose wisely! Although dental implants cost is important as well, being affordable, also make sure you are getting quality treatment, not just the cheapest treatment. </p>
<p>For dental implants, you need a dentist that is familiar with more than just normal dental and oral care. You need a maxillofacial surgeon which is a fancy word for cosmetic dentistry that affects the jawbone and face. Dental Implants fall under this maxillofacial surgeon category. Before getting dental implants, understand that dental implants is a timely procedure. Dental implants take more than just one sitting. </p>
<p>Dental implants are a procedure that takes a few months to finish. Drilling into the jawbone where the dental implants will be secured is the first and most time-consuming of the dental implant procedure because the bone needs to heal after drilling before moving to the next phase of dental implants. Drilling into the jawbone is a procedure that will take time and pain medication. You&#8217;ll need to plan ahead as if going in for minor surgery. </p>
<p>You may want some artificial teeth to fill the missing teeth gap during the time periods between dental implant procedures. If you are getting single tooth implants you may consider teeth whitening for your natural teeth to match the dental implants. If you have any kind of gum disease, this may need to heal before dental implants can replace missing teeth. If you have any bone loss because of tooth decay causing missing teeth you may need bone grafting as well as dental implant surgery. Make sure you ask your maxillofacial surgeon all the details you need to know about the procedure and what other cosmetic surgery may need to be done simultaneously with the dental implants. </p>
<p>Dental Implants vs. Dentures</p>
<p>Dental implants are a procedure that takes a few months to finish. Drilling into the jawbone where the dental implants will be secured is the first and most time-consuming of the dental&#8230;. Learn more at <a target='_blank' href="http://www.wisdomteethoralsurgery.com/dental-implants">Dental Surgery Provo</a> and <a target='_blank' href="http://twitter.com/#!/wisdomteethutah/dental-implants">Natural Teeth</a></p>
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		<title>So You Want To Do A Motorcycle Safety Course?</title>
		<link>http://www.randomscrawlings.com/so-you-want-to-do-a-motorcycle-safety-course</link>
		<comments>http://www.randomscrawlings.com/so-you-want-to-do-a-motorcycle-safety-course#comments</comments>
		<pubDate>Sun, 20 Nov 2011 08:50:30 +0000</pubDate>
		<dc:creator>Owen Jones</dc:creator>
				<category><![CDATA[Insurance]]></category>
		<category><![CDATA[equipment]]></category>
		<category><![CDATA[family]]></category>
		<category><![CDATA[health]]></category>
		<category><![CDATA[Motorcycle]]></category>
		<category><![CDATA[other]]></category>
		<category><![CDATA[recreation]]></category>
		<category><![CDATA[rescue]]></category>
		<category><![CDATA[safety]]></category>
		<category><![CDATA[security]]></category>
		<category><![CDATA[technology]]></category>
		<category><![CDATA[teenagers]]></category>
		<category><![CDATA[Uncategorized]]></category>
		<category><![CDATA[vehicles]]></category>

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		<description><![CDATA[I live in a nation where fathers are proud that their children can ride a motorcycle at eight years of age. When the beaming parent boasts of this, I always enquire of them about the cost of insuring such a young driver yet the Thai answer is to smile. Their kids are not insured yet if they get into an accident, they only hope that it will not be a bad one.]]></description>
			<content:encoded><![CDATA[<p>I live in a nation where fathers are proud that their children can ride a motorcycle at eight years of age. When the beaming parent boasts of this, I always enquire of them about the cost of insuring such a young driver yet the Thai answer is to smile. Their kids are not insured yet if they get into an accident, they only hope that it will not be a bad one.</p>
<p>However, we all know that lots of motorcycle accidents are serious and that most of those concerned in motorcycle accidents are young people. Why would someone, a parent even, allow a child to ride a motorcycle without insurance? It is beyond me, but then, I am not a parent. I just think that it is irresponsible.</p>
<p>So, the first thing that a motorcyclist ought to do is take a course &#8211; a motorcyclists&#8217; safety course, yet even that will not be useful to someone who does not have or cannot buy insurance. However, it is a very responsible thing to do to take a motorcyclists&#8217; safety course, because you will be taught how to dress in safe clothing and how to avoid dangerous situations.</p>
<p>The first thing to find out concerning a motorcyclists&#8217; safety course is what it will teach you and whether you will be given a certificate for completing it. It is also helpful to know whether having such a certificate will entitle you to a discount on your insurance premium. It could well do, which will more than compensate the price of the course during your lifetime &#8211; hopefully.</p>
<p>A good motorcyclists&#8217; safety course ought to teach about the components of a motorcycle, what you can reasonably expect from them and why. It would also teach you basic motorcycle maintenance and repair. After that, it ought to teach you driving skills and how to sidestep accidents.</p>
<p>Wearing the right safety clothing at all times is another prerequisite of a decent motorcyclists&#8217; safety course. You have to comprehend why doing something or wearing something is important. And basically, it is vital because it can save your life and avert accidents, which can save other peoples&#8217; lives as well.</p>
<p>It is usually teenagers who ride motorcycles yet teenagers are not well-known for behaving sensibly, so as a parent or a responsible teenager make certain you find out about motorcyclists&#8217; safety course locally.</p>
<p>The Internet is the obvious location to begin looking for a motorcyclists&#8217; safety course, but if you are stumped, then the local authorities, the local police station or the local accident prevention bureau will be able to put you on the correct track and so may the local library.</p>
<p>You know that it makes sense so merely do it, if not to keep your own child alive, then so that he or she does knock me down when I am out strolling with my wife and my dog.</p>
<p>Owen Jones, the author of this piece, writes on many topics, but is now concerned with <a target='_blank' href="http://safetyglassesbifocal.com/safety-glasses-usa.html">Safety Glasses USA</a>. If you would like to know more, please visit our site at <a target='_blank' href="http://safetyglassesbifocal.com">Safety Glasses Bifocal</a></p>
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		<title>Play It Safe And Get Little Rock Auto Insurance</title>
		<link>http://www.randomscrawlings.com/play-it-safe-and-get-little-rock-auto-insurance</link>
		<comments>http://www.randomscrawlings.com/play-it-safe-and-get-little-rock-auto-insurance#comments</comments>
		<pubDate>Sat, 19 Nov 2011 09:48:50 +0000</pubDate>
		<dc:creator>Fred Gagnon</dc:creator>
				<category><![CDATA[Insurance]]></category>
		<category><![CDATA[little rock auto insurance]]></category>
		<category><![CDATA[louisville auto insurance]]></category>

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		<description><![CDATA[Many places will offer to give you the best Little Rock auto insurance information available. This is just not the case. Some places offer you poor or useless information. Luckily, we have compiled here some of the top auto insurance tips you can get anywhere. Read the following tips for the best results.]]></description>
			<content:encoded><![CDATA[<p>Many places will offer to give you the best Little Rock auto insurance information available. This is just not the case. Some places offer you poor or useless information. Luckily, we have compiled here some of the top auto insurance tips you can get anywhere. Read the following tips for the best results.</p>
<p>Asking for an age discount can help save a bundle on car insurance for older drivers. If you have a clean driving record, insurance companies are likely to offer you better rates as you age. Drivers between the ages of 55 and 70 are most likely to be eligible for such discounts.</p>
<p>When switching to another insurance company, cancel your previous policy in writing, and keep a record of it. If your cancellation by phone does not get properly recorded by an insurance employee, and you ignore the next bill that comes, you could be reported as someone who has been terminated by the insurer for non-payment. Your credit score will be affected negatively if it is believed that your policy was cancelled due to non-payment.</p>
<p>Taking the towing option off of your policy will save you money on your premiums. In the case of an accident, towing is generally covered even if you are not paying for the towing option. If you take care of your car and understand how to fix small problems like a flat tire, you will never need to use the towing option and can save yourself up to 30 dollars a year.</p>
<p>The above is solid information for you to take into your future dealings with Little Rock auto insurance. Remember, it is not as complex as you may think. Educate yourself, and you have all the tools you need for success. These tips will assist you in any Little Rock auto insurance situation when you keep them in mind.</p>
<p>To learn more about getting cheap car insurance visit here <a target="_blank" href="http://littlerock-autoinsurance.com" class="broken_link">little rock auto insurance</a> or <a target="_blank" href="http://louisville-autoinsurance.org" class="broken_link">louisville auto insurance</a>.. This article, <a target='_blank' href="http://www.uberarticles.com/home.php?id=1144965&amp;p=13380">Play It Safe And Get Little Rock Auto Insurance</a> has free reprint rights.</p>
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